Blog
What Disclosures Are Used For Loans Not Covered By TRID?
http://bucket.wistia.com/medias/yv1zv0i8i3?embedType=async&videoFoam=true&videoWidth=640 Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached dwelling...
What Kinds Of Loans Do TRID Disclosures Cover?
http://bucket.wistia.com/medias/lsdlyd0zuo?embedType=async&videoFoam=true&videoWidth=640 TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity loans, and...
What Do Lenders Have To Tell You About Your Real Estate Loan?
http://bucket.wistia.com/medias/389zuxjfp9?embedType=async&videoFoam=true&videoWidth=640 Federal “disclosure” forms define the information that creditor businesses MUST provide to consumers applying for real estate loans. As of Oct 1, 2015 lenders must provide TWO New...
What Is Equity?
http://bucket.wistia.com/medias/m9pd8qlzo5?embedType=async&videoFoam=true&videoWidth=640 Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. The example this...
What Are Real Estate Commissions?
http://bucket.wistia.com/medias/eh2o38nihl?embedType=async&videoFoam=true&videoWidth=640 Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction. When one agent...
What Is “Prime”?
http://bucket.wistia.com/medias/pqg1bn0hl3?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer rates - like ARMs - are set...
Closing Costs Explained Visually
http://bucket.wistia.com/medias/jui8lngjg7?embedType=async&videoFoam=true&videoWidth=640 Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for the closing costs that quickly...
Title Insurance Explained Visually
http://bucket.wistia.com/medias/0t0x1yu2o2?embedType=async&videoFoam=true&videoWidth=640 What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)?...
How Should I Prepare For Internet Showing?
http://bucket.wistia.com/medias/hlfgr1nqp6?embedType=async&videoFoam=true&videoWidth=640 Today, your first “showing” will be on the Internet - you're watching this on the Internet, right? Your price, listing description and PHOTOS determine whether someone will visit...
How Should I Prepare The Outside For An Open House?
http://bucket.wistia.com/medias/qwyic2faqd?embedType=async&videoFoam=true&videoWidth=640 Professional “staging” may include the exterior, but if you’re doing it all yourself, try the five things outlined in this video. 1 - Landscape & lawn. That’s the first...
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